Matawis Seed KSh 4,999, Grow KSh 14,999, Pro KSh 29,999 monthly in Kenya. Platform take 3.5%, kitty 0.75% recommended (0.75% target).
Matawis is a Kenya agri AI and settlement software company. A regulated special-fund structure is a future option, not a live public fund.
USDC rails on Base and Celo are live with any-wallet connect; bond escrow is custodial [BUILT]. The kitty is booked on each confirmed order and has not yet moved on-chain. Cover that replaces a harvest is designed, not sold.
Recommended fees: 3.5% platform + 0.75% kitty live; Stock Float 20% platform interest take (CBK-gated).
Premium AI packages Seed/Grow/Pro are the primary near-term revenue engine.
Mabawa = logistics; Umeme = energy; Maziwani = marketplace; Madollar = agri-finance — do not collide names.
Umeme Phase 1 = advisory + meters + virtual credits; household KPLC P2P is not a launch claim.
Madollar/Maziwani = advisory + participation + escrow commerce live. Yield securities remain ROADMAP.
Yield-finance software TAM ~$23.7M / SAM ~$5.2M / Y5 SOM ~$2.5M ARR [MODEL].
Energy software TAM ~$39M / SAM ~$7M / Y5 SOM ~$1M ARR [MODEL] — reject $65M SOM.
Investors should demand BUILT vs DESIGNED labels and reject unaudited ARR claims.
Matawis · Nairobi
THE $6M THESIS: BUILD THE RAILS THAT MOVE THE HARVEST.
Staged operating equity. Gates, not a burn.
Matawis builds AI-assisted food-trade and settlement rails for East Africa. We make the workflow observable, settle real trade, and add regulated risk products only after they are earned.
Illustrative operating-capital model. Not an offer of securities.
Stock photograph · not Matawis customers or GMV.
S2
Food already moves. Trust does not.
Harvest leaves the stall. Settlement is still a handshake and a wait. That gap is the product.
Stock photograph · not Matawis customers or GMV.
S3 · Settlement
The product is settlement.
USDC · USDT · EURC · USDC.celo · KESm. African Mento. LIVE.
Buyer funds a bond in the currency the harvest is priced in. Seller ships. Release follows evidence. Circle, Tether, and Celo Mento stables — KESm, NGNm, GHSm, ZARm, XOFm. Any EIP-1193 wallet. We do not insure or lend against a trade until the relevant partner and evidence gates pass.
Live
Base · Celo
Settle in
1.00 USDC
Circle · any wallet
Buyer → bond
Bond → hold
Evidence → release
Status · LIVE · any wallet
MetaMask · Valora · MiniPay · Coinbase Wallet · EIP-1193
LIVE
S4 · mabawa
Mabawa moves the load.
Orders, shipments, NHTS docs. Logistics live.
Stock photograph · not Matawis customers or GMV.
BUILT
S4 · maziwani
Maziwani is the stall.
Commerce discovery, storefronts, auctions, and escrow handoff. Built surface; securities remain out of scope.
Stock photograph · not Matawis customers or GMV.
BUILT
S4 · umeme
Umeme attaches power.
Energy advisory, meters, and virtual credits. Built surface; no household KPLC P2P.
Stock photograph · not Matawis customers or GMV.
BUILT
S4 · madollar
Madollar is the desk.
Agricultural finance workflow. Built surface; lending and securities remain partner-led and gated.
Stock photograph · not Matawis customers or GMV.
S5 · Irrigation
$6M behind the rails. Capital follows evidence.
The public ask is staged equity for the operating company, sized to a model that turns EBITDA-positive in FY2030. A separate non-dilutive facility funds the flow. A future special fund is separate, regulated, and earned only after revenue, collections, security, and partner gates pass.
Equity $6M · facility $3–5M · held · not burned
[MODEL]
Tranche 0 — prove the wedge · $2.5M
Paid design partners, secure commerce core and agrifood operating proof.
Release gate2 paid pilots · $0.15M contracted ARR · external security assessment · no customer funds or regulated activity without sign-off.
Y5 revenue
$16.5M
Y5 EBITDA
$5.49M
Y5 closing cash
$8.427M
Read the investment memo / manifestoPublic thesis summary. Not a prospectus, securities offer, or promised return.
26%
Core commerce, AI and security engineering
20%
Anchor-buyer and county deployment pilots
15%
Agrifood data, traceability and risk validation
14%
Commercial execution and customer success
10%
Legal, privacy, assurance and regulated-partner work
5%
Strategic implementation partners
10%
Contingency and working-capital reserve
S6 · Capital thesis
As machine intelligence gets cheap, advantage moves to food, energy, logistics, settlement, and trust. We build the operating rails first; a regulated multi-portfolio vehicle comes later, if evidence earns it.
Kenya Vision 2060 — Scarcity Migration (PDF)
Published 8 August 2026 by Matawis AI with Pawanax AI. Public strategic research; not investment advice or an offer of securities.
KECOBO certificate · Literary Works · RZ102188
Kenya Copyright Board · Literary Works · registered to Derrick Macharia. Copyright of a literary work — not an offer of securities.
Stock photograph · not Matawis customers or GMV.
S7 · Evidence
We do not fill empty chairs with proxies.
[OBSERVED]
Public Kenya · not Matawis actuals.
Observing…
Release checks
Contracted ARR
Not publicly reported
Target $0.30M at Tranche 0
Paid production pilots
Not publicly reported
Target 2 at Tranche 0
Gross margin
Not publicly reported
Target ≥50% at Tranche 1
Security assurance
Not publicly reported
Target Independent assessment
S8 · The kitty
The sale already splits. The pool has not received a token.
A buyer pays on Base. The order keeps 3.5% for the platform and books 0.75% as the member’s kitty. That kitty is not revenue. It is one Celo sweep, signed once. A replay does not pay again. Cover that would replace a harvest waits on capital bigger than the kitty. A rebate pays only what was already collected.
Base
The buyer’s dollar
Commerce settles here. The farmer does not cross a bridge.
Celo
The phone
The kitty, the rebate, and gas paid in the stablecoin itself.
Stellar
The bank
One bulk cash door, when an anchor exists. Not a button in the app.
Kitty plan
On the order
Recorded. Not yet a token in the pool.
One signature
In the engine
The same payment cannot be signed twice.
Cover
Designed
A balance, not a harvest.
Yield
Roadmap
Vacant.
S9 · Dry land
We name the risks first.
- Kenya agtech can fail on DSO, onboarding, and unmatched capital. We underwrite those risks first.
- T0 does not buy inventory or a credit book.
- A harvest-sized cover stays funded by capital outside the kitty. A rebate pays only what was collected.
- Company actuals stay empty until contracts collect.
- No token. No yield. No promised return.
- If the machine works, later capital is earned, not pitched here.
Illustrative operating-capital model. Not an offer of securities.